Mortgage Options Beyond the Standard W-2
Self-Employed? Your Mortgage Should Fit
How You Actually Earn.
We review multiple alternative-income options for qualified business owners, freelancers and independent earners.
Bank statement qualification
1099 income options
P&L qualification
Asset-based qualification
No obligation. Program eligibility and terms depend on the full loan scenario.
Build Your Real Estate Portfolio
More properties. More possibilities.
Loans built for real life, not a bank's checklist.
We make it easier for real estate investors to access flexible financing with a simple process and competitive rates.
Real Investors Real Solutions
A Broader Network More Options
Expert Support From Start to Finish
Why Self-Employed Mortgage
We Do Mortgages for People Banks Struggle to Understand.
Bank Statements
Use qualifying deposits to document income.
1099 Income
Potential qualification for contract and freelance earners.
Profit & Loss
Use business financial performance.
Assets
For borrowers whose balance sheet is stronger than their traditional income file.
one application
Apply once and get the lowest available rate from
147 different lenders
No repeat paperwork, no shopping around. We take one application and compare it across our full lender network to find the rate you actually qualify for.
Lender wordmarks to be dropped in
How Really Estate Works for You
Submit one application
Complete our quick online form with your basic information and what you're financing. Takes just minutes.
We shop 147 lenders
Your profile is compared across our full network of wholesale lenders, in real time.
Review your best options
See personalized rate quotes and loan terms side by side, all in one place.
Choose and close fast
Pick your preferred offer and our team guides you through a smooth closing.
Only Top-Rated Lenders, Really
Work With Experts Who Understand Investors
Finding the right mortgage lender can make all the difference when buying. At Really Estate, we understand that this is a critical decision and are committed to helping our clients find the best lenders to suit their needs.
Our platform provides a simple and easy-to-use tool to search for and find an lender in your area. Our lenders are carefully selected based on their expertise, experience, and track record of success. With Really Estate, you can rest assured that you'll really be working with the best in the business.
What sets Really Estate apart from other real estate platforms?
Our lenders are not only highly qualified, but they are also backed by a team of dedicated experts. We provide ongoing support, training, and resources to ensure that our lenders are always up-to-date with the latest industry trends and best practices. This means that when you work with a Really Estate recommended top rated lenders, you're working with someone who is knowledgeable, professional, and committed to delivering outstanding results. We partner with a broad network of real estate professionals who deliver exceptional service at discounted rates. Our commitment to working with only the best in the industry ensures that you receive the highest level of service while also saving you money.
At Really Estate, we believe that finding the right lender is key to a successful real estate transaction. That's why we go the extra mile to ensure that our clients are paired with a lender who understands their unique needs and goals. With our user-friendly platform and expert team, we make it easy for you to find the perfect lender to buy your home.
Program Details
Every Qualification Path in One Place
Bank Statements
12 or 24 months of personal or business statements.
1099 Income
One or two years of 1099s in place of tax returns.
Profit & Loss
A 12-month P&L, with or without supporting bank statements.
Asset Depletion
Qualified assets divided over 60 months to create qualifying income.
Asset Utilization
Qualification from assets alone, with no DTI calculation.
Full Doc and RSUs
Full documentation, written verification of employment and restricted stock units are also eligible.
Text With Us
Have a question or want to learn more?
Let us know your phone number and we'll text you within a few minutes to get the conversation going.
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Ready to Explore Your Self-Employed Mortgage Options?
Take the first step and see what you may qualify for.
No obligation. It only takes a few minutes.
